Wage-earners, pensioners your everyday shopping earns you back what inflation takes away
SHAREDMARGIN is a cashback and affiliate rewards platform built specifically for fixed-income earners and pensioners. Shop at participating merchants and earn Margin-Back Units (MBU) that you can use to stretch your budget further.
Three steps to earning while you shop
SHAREDMARGIN works through the everyday purchases you are already making. No complicated rules. No upfront investment. Just shop, earn, and grow.
Shop at Participating Merchants
Browse products on any SHAREDMARGIN merchant storefront. Every purchase earns you SHAREDMARGIN Volume (SMV) — the basis for cashback calculations.
Earn MBU Cashback Automatically
The platform computes your Margin-Back Units from your SMV the moment your purchase is confirmed. Credits appear in your digital wallet within 24 hours.
Grow Your Earnings Network
Introduce friends, family, and neighbours to SHAREDMARGIN. When they shop, you earn override MBU credits from their purchases — up to 5 levels deep.
Earnings that work for both consumers and merchants
SHAREDMARGIN runs two parallel reward engines — one for Affiliates and Patrons, one for participating merchants. Both draw from the same pool of real commercial activity.
MBU Cashback + Override Credits
Every purchase earns you Margin-Back Units from your SHAREDMARGIN Volume. Every purchase your network makes earns you override MBU credits — sustainable, real-commerce-based returns.
Personal MBU Cashback
Earn on every purchase you make. Merchant-set percentage of your SMV.
Level 1 Override Credits
Earn on purchases made by people you personally sponsored.
Deep Network Credits
Earn MBU override credits down to Level 5 of your sponsorship tree.
Rank Advancement
Six ranks from Affiliate to Diamond — higher ranks unlock higher override rates.
Base Dividend + Merchant Overrides
Every transaction earns participating merchants a base participation dividend — plus override credits from merchants they have sponsored into the network.
8% Base Dividend
Earn 8% of your merchant reward pool on every transaction — from day one, no sponsorship required.
Merchant Overrides
Sponsor other merchants and earn override credits from their platform fees across 3 levels.
Four Merchant Ranks
Merchant → Pioneer → Vanguard → Apex. Higher ranks unlock deeper override earnings.
Quality Badge
Meet the SHAREDMARGIN Fair Value Standard and earn preferred platform placement.
A place for everyone — from casual shopper to network builder
SHAREDMARGIN has three consumer membership levels. Choose the one that fits your lifestyle and goals — and upgrade whenever you are ready.
Shop and earn MBU cashback. Nothing more required. Perfect for fixed-income earners who simply want to make their grocery spend go further.
- ✓MBU cashback on every purchase
- ✓Associated with a sponsoring Affiliate
- ✓Own account and unique PIN
- ✓Continuity protection for your wallet
- ✓Upgrade to Affiliate at any time
Earn MBU cashback on your own purchases plus override credits when people you sponsor shop. Six ranks to advance through as your network grows.
- ✓Everything in Patron
- ✓Sponsor others and earn override MBU credits
- ✓Five levels of downline override earnings
- ✓Six advancement ranks — Affiliate to Diamond
- ✓Monthly rank analysis and monthly active period
List your products on a white-labeled storefront within the SHAREDMARGIN ecosystem. Set your own cashback rates and earn from your merchant network.
- ✓White-labeled storefront on sharedmargin.com
- ✓Full control over SMV and PV configuration
- ✓8% base participation dividend
- ✓Merchant override network — 3 levels deep
- ✓Four merchant ranks — Merchant to Apex
Shop at participating merchants
Every purchase at a SHAREDMARGIN merchant earns you MBU credits and contributes to your network override earnings. New merchants join every week.
Launching across the Caribbean and Africa
SHAREDMARGIN launches in Barbados first, then expands sequentially into Kenya, additional Caribbean islands, and Ghana.